Homeowners Insurance in and around La Jolla
Protect what's important from catastrophe.
The key to great homeowners insurance.

Would you like to create a personalized homeowners quote?
- RANCHO SANTE FE
- DEL MAR
Welcome Home, With State Farm Insurance
One of the most important actions you can take for your family is to get homeowners insurance through State Farm. This way you can sleep well knowing that your home is protected.
Protect what's important from catastrophe.
The key to great homeowners insurance.

Don't Sweat The Small Stuff, We've Got You Covered.
Terry Hudkins can walk you through the whole coverage process, step by step. You can have a straightforward experience to get a protection plan for everything that’s meaningful to you. We’re talking about more than just protection for your electronics, clothing and home gadgets. Protect your family keepsakes—like collectibles and mementos. Protect your hobbies and interests—like sports equipment and sound equipment. And Agent Terry Hudkins can share more information about State Farm’s great savings and coverage options. There are savings if you carry multiple lines of State Farm insurance or choose a higher deductible, and there are plenty of policy inclusions, such as liability insurance to protect you from covered claims and legal suits.
Don’t let the unknown about your home stress you out! Call or email State Farm Agent Terry Hudkins today and explore how you can meet your needs with State Farm homeowners insurance.
Have More Questions About Homeowners Insurance?
Call Terry at (858) 454-0409 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
What you need to know about replacement cost vs market value
What you need to know about replacement cost vs market value
Learn the difference between replacement cost value and market value coverage to make an informed decision when purchasing home insurance.
How to get rid of nuisance deer
How to get rid of nuisance deer
Nuisance deer can cause major property damage. Learn tips for deterring deer, such as using repellents, fencing, scare tactics, and deer resistant plants.

Terry Hudkins
State Farm® Insurance AgentSimple Insights®
What you need to know about replacement cost vs market value
What you need to know about replacement cost vs market value
Learn the difference between replacement cost value and market value coverage to make an informed decision when purchasing home insurance.
How to get rid of nuisance deer
How to get rid of nuisance deer
Nuisance deer can cause major property damage. Learn tips for deterring deer, such as using repellents, fencing, scare tactics, and deer resistant plants.